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At what age should people write their wills?

Upon a person's death, a last will and testament lays out how to divide the person's assets and what funeral arrangements should be made. It is a critical document that saves the deceased's loved ones a lot of hassle. That is why it is bizarre that approximately 64 percent of American adults do not have a will, as per a report in USA Today

There are many reasons why adults delay writing a will. Many simply choose to wait until they reach retirement to craft a will. However, people as young as 18 should really look into creating one of these documents. It may not be essential for every 18-year-old, but people should look at their own situations independently to determine if it would be wise to write a will at this point in their lives. 

Life moments to create a will

A single 18-year-old with few assets probably does not need to rush to an attorney's office. However, if an 18-year-old recently married, then it would be good for him to look into estate planning. The reason is that in the event of a spouse's untimely death, the person's assets may not go to the spouse. Without a will, the state will need to divide all assets, and that may not work in the loved one's favor. 

It is also important for people to create or update their wills once they have a child. The person now has a beneficiary who requires care and support in case of a parent's death. 

Buying a home or starting a business are also good reasons to develop a will. In either case, a significant change occurs in the assets and property owned. An entrepreneur may want to leave a business to a close friend or business partner after he or she is gone, and a will helps specify that. Ultimately, a will is beneficial to have even if someone is not too concerned about death. 


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