Upon a person's death, a last will and testament lays out how to divide the person's assets and what funeral arrangements should be made. It is a critical document that saves the deceased's loved ones a lot of hassle. That is why it is bizarre that approximately 64 percent of American adults do not have a will, as per a report in USA Today.
There are many reasons why adults delay writing a will. Many simply choose to wait until they reach retirement to craft a will. However, people as young as 18 should really look into creating one of these documents. It may not be essential for every 18-year-old, but people should look at their own situations independently to determine if it would be wise to write a will at this point in their lives.